Investment Loans | Owner User Loans | SBA 504 Loans | SBA 7 (a) Loans | B&I Loans

SBA 504 Loans are actually two loans in one. Premier Commercial Lenders will provide the 1st Lien from our conventional products while the SBA will provide the 2nd Lien. Premier Commercial Lenders will contact and work with the SBA to ensure both loans close at the same time. The timeline for an SBA 504 loan is typically 45-60 days

SBA 504 Loans

Purpose of Loan

Commercial Real Estate Purchase

Size of Loan

Bank Loan up to $7,000,000
SBA Loan up to $5,000,000

Cash Injection Requirements

as little as 10% for Real Estate Purchases

Terms of Loans

Bank Loan up to 25 years
SBA Loan 20 years

Loan Fees

Loan fee generally 1.5%
SBA between 2.0%-3.5% and is included in the loan amount.

Qualifying Requirements

Adequate cash flow to cover debt levels
Owner User Property
Acceptable Credit History