USDA Business & Industry (B&I) Loans

Purpose of Loan

Commercial Real Estate Purchase

Size of Loan

up to $10,000,000

Cash Injection Requirements

as little as 20% for Real Estate Purchases

Terms of Loans

up to 30 years for Real Estate

Loan Fees

B&I Guaranty Fee are up to 2%.

Qualifying Requirements

Adequate cash flow to cover debt levels
Owner User Property
Acceptable Credit History
Must meet USDA eligibility criteria for rural area location